Or you have been given a genuine policy, but the broker has cancelled it immediately after taking it out and pocketed the refund.Alternatively, they may have fiddled with your personal details — such as your age, address, job or information about past claims — to get a cheaper price.Hackers can often easily break your passwords if they have your name, age and email address — all information freely available on the internet.You’ll usually be caught out by this if you don’t have up-to-date internet security.They will tell you that your computer has been sending error messages or that it has a virus.They may mention problems with your internet connection or your phone line and say this has affected your computer's recent performance.
Before you know it, £75,000 of a £100,000 pot has gone. The City regulator and HM Revenue & Customs are concerned and hundreds of fraudsters have already been blacklisted.
They say you need to replace your debit or credit card because you’ve been targeted by fraudsters.
It may be that there was never any policy and you’ve simply paid for a bit of paper.
We also provide guidance on protecting yourself from scams and where to get help.
Spread the word to your friends and family to protect them.