The government took no actions to subsidize voluntary funds or make sick insurance compulsory; essentially the federal government left matters to the states and states left them to private and voluntary programs.
The did have some voluntary funds that provided for their members in the case of sickness or death, but there were no legislative or public programs during the late 19th or early 20th century.
The evolution of these efforts and the reasons for their failure make for an intriguing lesson in American history, ideology, and character.
Other developed countries have had some form of social insurance (that later evolved into national insurance) for nearly as long as the has been trying to get it.
The primary reason for the emergence of these programs in Europe was income stabilization and protection against the wage loss of sickness rather than payment for medical expenses, which came later.
Julian Keenaghan is the founder of one such niche site, Tastebuds, which matches up users according to their music tastes.
He believes there is still plenty of potential in the market.
They used insurance against the cost of sickness as a way of “turning benevolence to power”.
What was the doing during this period of the late 1800’s to 1912?